{"id":110398,"date":"2024-12-20T10:25:33","date_gmt":"2024-12-20T03:25:33","guid":{"rendered":"https:\/\/phongvu.vn\/cong-nghe\/?p=110398"},"modified":"2024-12-20T10:25:36","modified_gmt":"2024-12-20T03:25:36","slug":"xac-thuc-sinh-trac-hoc-truoc-2025","status":"publish","type":"post","link":"https:\/\/phongvu.vn\/cong-nghe\/xac-thuc-sinh-trac-hoc-truoc-2025\/","title":{"rendered":"T\u1eeb 1\/2025, ch\u01b0a x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc s\u1ebd b\u1ecb ng\u1eebng giao d\u1ecbch online"},"content":{"rendered":"\n<p>T\u1eeb <strong>1\/1\/2025<\/strong>, c\u00e1c ch\u1ee7 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng ch\u01b0a th\u1ef1c hi\u1ec7n <strong>x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc<\/strong> s\u1ebd kh\u00f4ng th\u1ec3 th\u1ef1c hi\u1ec7n <strong>giao d\u1ecbch \u0111i\u1ec7n t\u1eed<\/strong> nh\u01b0 r\u00fat ti\u1ec1n, chuy\u1ec3n kho\u1ea3n ho\u1eb7c thanh to\u00e1n th\u1ebb online. Theo <strong>Th\u00f4ng t\u01b0 17<\/strong> c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, vi\u1ec7c r\u00fat ti\u1ec1n v\u00e0 thanh to\u00e1n b\u1eb1ng ph\u01b0\u01a1ng ti\u1ec7n \u0111i\u1ec7n t\u1eed s\u1ebd ch\u1ec9 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n sau khi th\u00f4ng tin c\u00e1 nh\u00e2n \u0111\u01b0\u1ee3c \u0111\u1ed1i chi\u1ebfu ch\u00ednh x\u00e1c v\u1edbi <strong>gi\u1ea5y t\u1edd t\u00f9y th\u00e2n<\/strong> v\u00e0 <strong>d\u1eef li\u1ec7u sinh tr\u1eafc h\u1ecdc<\/strong> do c\u01a1 quan c\u00f4ng an c\u1ea5p ho\u1eb7c th\u00f4ng qua h\u1ec7 th\u1ed1ng \u0111\u1ecbnh danh \u0111i\u1ec7n t\u1eed (<strong>VNeID<\/strong>).<\/p>\n\n\n\n<p>\u0110\u1ed1i v\u1edbi <strong>giao d\u1ecbch th\u1ebb online<\/strong>, <strong>Th\u00f4ng t\u01b0 18<\/strong> y\u00eau c\u1ea7u ph\u1ea3i ho\u00e0n t\u1ea5t <strong>x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc<\/strong> v\u1edbi ng\u00e2n h\u00e0ng ho\u1eb7c c\u00f4ng ty t\u00e0i ch\u00ednh. Tuy nhi\u00ean, c\u00e1c giao d\u1ecbch th\u1ebb tr\u1ef1c ti\u1ebfp t\u1ea1i <strong>POS<\/strong> kh\u00f4ng y\u00eau c\u1ea7u x\u00e1c th\u1ef1c sinh tr\u1eafc.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<ul>\n<li><a href=\"https:\/\/phongvu.vn\/cong-nghe\/canh-giac-lua-dao-qua-xac-thuc-gmail\/\" target=\"_blank\" rel=\"noreferrer noopener\">C\u1ea3nh gi\u00e1c l\u1eeba \u0111\u1ea3o qua x\u00e1c th\u1ef1c Gmail nh\u1eb1m chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/phongvu.vn\/cong-nghe\/tai-khoan-mang-xa-hoi-bat-buoc-phai-xac-thuc\/\" target=\"_blank\" rel=\"noreferrer noopener\">T\u00e0i kho\u1ea3n m\u1ea1ng x\u00e3 h\u1ed9i bu\u1ed9c ph\u1ea3i x\u00e1c th\u1ef1c m\u1edbi \u0111\u01b0\u1ee3c livestream, \u0111\u0103ng b\u00e0i<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/phongvu.vn\/cong-nghe\/xac-minh-danh-tinh-facebook\/\" target=\"_blank\" rel=\"noreferrer noopener\">6 C\u00e1ch x\u00e1c minh danh t\u00ednh Facebook \u0111\u1ec3 kh\u00f4ng b\u1ecb kh\u00f3a t\u00e0i kho\u1ea3n v\u0129nh vi\u1ec5n<\/a><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2><strong>Sinh tr\u1eafc h\u1ecdc l\u00e0 g\u00ec?<\/strong><\/h2>\n\n\n\n<p><strong>Sinh tr\u1eafc h\u1ecdc<\/strong> (Biometrics) l\u00e0 c\u00f4ng ngh\u1ec7 nh\u1eadn d\u1ea1ng v\u00e0 x\u00e1c minh danh t\u00ednh c\u1ee7a m\u1ed9t c\u00e1 nh\u00e2n d\u1ef1a tr\u00ean c\u00e1c \u0111\u1eb7c \u0111i\u1ec3m sinh h\u1ecdc \u0111\u1ed9c nh\u1ea5t. Nh\u1eefng \u0111\u1eb7c \u0111i\u1ec3m n\u00e0y \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o \u0111\u1ed9 ch\u00ednh x\u00e1c v\u00e0 b\u1ea3o m\u1eadt cao trong c\u00e1c h\u1ec7 th\u1ed1ng nh\u1eadn d\u1ea1ng.<\/p>\n\n\n\n<h2><strong>T\u1ea1i sao c\u1ea7n x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc?<\/strong><\/h2>\n\n\n\n<p>Sinh tr\u1eafc h\u1ecdc (Biometric) l\u00e0 ph\u01b0\u01a1ng ph\u00e1p nh\u1eadn di\u1ec7n v\u00e0 x\u00e1c minh th\u00f4ng qua c\u00e1c \u0111\u1eb7c \u0111i\u1ec3m sinh h\u1ecdc nh\u01b0 <strong>khu\u00f4n m\u1eb7t<\/strong>, <strong>v\u00e2n tay<\/strong>, <strong>m\u1ed1ng m\u1eaft<\/strong> hay <strong>gi\u1ecdng n\u00f3i<\/strong>. C\u00f4ng ngh\u1ec7 n\u00e0y \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 c\u00f3 t\u00ednh <strong>b\u1ea3o m\u1eadt cao<\/strong> v\u00e0 h\u1ea1n ch\u1ebf t\u1ed1i \u0111a vi\u1ec7c <strong>l\u00e0m gi\u1ea3<\/strong>. Hi\u1ec7n t\u1ea1i, c\u00e1c ng\u00e2n h\u00e0ng ch\u1ee7 y\u1ebfu s\u1eed d\u1ee5ng nh\u1eadn di\u1ec7n khu\u00f4n m\u1eb7t, do d\u1eef li\u1ec7u v\u1ec1 <strong>m\u1ed1ng m\u1eaft<\/strong> v\u00e0 <strong>gi\u1ecdng n\u00f3i<\/strong> ch\u01b0a \u0111\u01b0\u1ee3c thu th\u1eadp v\u00e0 l\u01b0u tr\u1eef.<\/p>\n\n\n\n<p>T\u00ednh \u0111\u1ebfn cu\u1ed1i th\u00e1ng 10\/2024, <strong>37 tri\u1ec7u l\u01b0\u1ee3t kh\u00e1ch h\u00e0ng<\/strong> \u0111\u00e3 \u0111\u0103ng k\u00fd th\u00f4ng tin sinh tr\u1eafc h\u1ecdc, chi\u1ebfm kho\u1ea3ng <strong>20%<\/strong> trong t\u1ed5ng s\u1ed1 <strong>180 tri\u1ec7u t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n<\/strong>. Vi\u1ec7c \u00e1p d\u1ee5ng quy \u0111\u1ecbnh m\u1edbi \u0111\u00e3 g\u00f3p ph\u1ea7n l\u00e0m gi\u1ea3m \u0111\u00e1ng k\u1ec3 s\u1ed1 l\u01b0\u1ee3ng t\u00e0i kho\u1ea3n l\u1eeba \u0111\u1ea3o.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"640\" src=\"https:\/\/phongvu.vn\/cong-nghe\/wp-content\/uploads\/2024\/12\/xac-thuc-sinh-trac-hoc-truoc-2025-2-1024x640.jpg\" alt=\"\" class=\"wp-image-110404\" srcset=\"https:\/\/phongvu.vn\/cong-nghe\/wp-content\/uploads\/2024\/12\/xac-thuc-sinh-trac-hoc-truoc-2025-2-1024x640.jpg 1024w, https:\/\/phongvu.vn\/cong-nghe\/wp-content\/uploads\/2024\/12\/xac-thuc-sinh-trac-hoc-truoc-2025-2-300x188.jpg 300w, https:\/\/phongvu.vn\/cong-nghe\/wp-content\/uploads\/2024\/12\/xac-thuc-sinh-trac-hoc-truoc-2025-2-768x480.jpg 768w, https:\/\/phongvu.vn\/cong-nghe\/wp-content\/uploads\/2024\/12\/xac-thuc-sinh-trac-hoc-truoc-2025-2-150x94.jpg 150w, https:\/\/phongvu.vn\/cong-nghe\/wp-content\/uploads\/2024\/12\/xac-thuc-sinh-trac-hoc-truoc-2025-2-600x375.jpg 600w, https:\/\/phongvu.vn\/cong-nghe\/wp-content\/uploads\/2024\/12\/xac-thuc-sinh-trac-hoc-truoc-2025-2-696x435.jpg 696w, https:\/\/phongvu.vn\/cong-nghe\/wp-content\/uploads\/2024\/12\/xac-thuc-sinh-trac-hoc-truoc-2025-2-1392x870.jpg 1392w, https:\/\/phongvu.vn\/cong-nghe\/wp-content\/uploads\/2024\/12\/xac-thuc-sinh-trac-hoc-truoc-2025-2-1068x668.jpg 1068w, https:\/\/phongvu.vn\/cong-nghe\/wp-content\/uploads\/2024\/12\/xac-thuc-sinh-trac-hoc-truoc-2025-2-672x420.jpg 672w, https:\/\/phongvu.vn\/cong-nghe\/wp-content\/uploads\/2024\/12\/xac-thuc-sinh-trac-hoc-truoc-2025-2-1344x840.jpg 1344w, https:\/\/phongvu.vn\/cong-nghe\/wp-content\/uploads\/2024\/12\/xac-thuc-sinh-trac-hoc-truoc-2025-2.jpg 1440w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" title=\"\"><\/figure>\n\n\n\n<h2><strong>H\u01b0\u1edbng d\u1eabn x\u00e1c th\u1ef1c cho kh\u00e1ch h\u00e0ng<\/strong><\/h2>\n\n\n\n<p>Ng\u00e2n h\u00e0ng khuy\u1ebfn kh\u00edch kh\u00e1ch h\u00e0ng th\u1ef1c hi\u1ec7n x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc \u0111\u1ec3 tr\u00e1nh gi\u00e1n \u0111o\u1ea1n giao d\u1ecbch. Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng <strong>c\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n<\/strong> \u0111\u1ec3 x\u00e1c th\u1ef1c qua <strong>\u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng<\/strong> ho\u1eb7c t\u1ea1i <strong>qu\u1ea7y giao d\u1ecbch<\/strong>. V\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i ho\u1eb7c ng\u01b0\u1eddi g\u1ed1c Vi\u1ec7t ch\u01b0a x\u00e1c \u0111\u1ecbnh qu\u1ed1c t\u1ecbch, d\u1eef li\u1ec7u sinh tr\u1eafc \u0111\u01b0\u1ee3c thu th\u1eadp tr\u1ef1c ti\u1ebfp t\u1ea1i ng\u00e2n h\u00e0ng.<\/p>\n\n\n\n<p>C\u00e1c ng\u00e2n h\u00e0ng, nh\u01b0 <strong>BVBank<\/strong>, \u0111\u00e3 tri\u1ec3n khai k\u1ebf ho\u1ea1ch h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng t\u1eeb th\u00e1ng 11, h\u01b0\u1edbng d\u1eabn qua c\u00e1c k\u00eanh nh\u01b0 <strong>SMS<\/strong>, <strong>email<\/strong>, <strong>Zalo<\/strong> v\u00e0 <strong>g\u1ecdi \u0111i\u1ec7n tr\u1ef1c ti\u1ebfp<\/strong>. Kh\u00e1ch h\u00e0ng l\u1edbn tu\u1ed5i ho\u1eb7c ch\u1ec9 giao d\u1ecbch t\u1ea1i qu\u1ea7y kh\u00f4ng b\u1eaft bu\u1ed9c c\u1eadp nh\u1eadt sinh tr\u1eafc.<\/p>\n\n\n\n<p>Quy \u0111\u1ecbnh v\u1ec1 x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc gi\u00fap gi\u1ea3m thi\u1ec3u t\u00ecnh tr\u1ea1ng <strong>t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng &#8220;r\u00e1c&#8221;<\/strong> \u2013 c\u00f4ng c\u1ee5 ph\u1ed5 bi\u1ebfn trong c\u00e1c v\u1ee5 <strong>l\u1eeba \u0111\u1ea3o tr\u1ef1c tuy\u1ebfn<\/strong>. Tr\u01b0\u1edbc \u0111\u00f3, t\u1eeb <strong>1\/7\/2024<\/strong>, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 y\u00eau c\u1ea7u x\u00e1c th\u1ef1c sinh tr\u1eafc l\u1ea7n \u0111\u1ea7u v\u1edbi giao d\u1ecbch chuy\u1ec3n ti\u1ec1n tr\u1ef1c tuy\u1ebfn t\u1eeb <strong>10 tri\u1ec7u \u0111\u1ed3ng\/l\u1ea7n<\/strong> ho\u1eb7c <strong>20 tri\u1ec7u \u0111\u1ed3ng\/ng\u00e0y<\/strong>.<\/p>\n\n\n\n<p>Tuy nhi\u00ean, v\u1eabn c\u00f2n t\u1ed3n t\u1ea1i m\u1ed9t s\u1ed1 <strong>h\u00ecnh th\u1ee9c gian l\u1eadn<\/strong>, nh\u01b0 m\u1edf <strong>t\u00e0i kho\u1ea3n doanh nghi\u1ec7p<\/strong> \u0111\u1ec3 l\u00e1ch quy \u0111\u1ecbnh, ho\u1eb7c thu\u00ea ng\u01b0\u1eddi quay video sinh tr\u1eafc h\u1ecdc nh\u1eb1m ph\u1ee5c v\u1ee5 c\u00e1c \u0111\u01b0\u1eddng d\u00e2y l\u1eeba \u0111\u1ea3o.<\/p>\n\n\n\n<h2><strong>K\u1ebft lu\u1eadn<\/strong><\/h2>\n\n\n\n<p>Vi\u1ec7c \u00e1p d\u1ee5ng <strong>x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc<\/strong> \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd c\u1ea3i thi\u1ec7n \u0111\u00e1ng k\u1ec3 <strong>b\u1ea3o m\u1eadt<\/strong> trong giao d\u1ecbch ng\u00e2n h\u00e0ng, h\u1ea1n ch\u1ebf l\u1eeba \u0111\u1ea3o tr\u1ef1c tuy\u1ebfn v\u00e0 l\u00e0m s\u1ea1ch h\u1ec7 th\u1ed1ng t\u00e0i kho\u1ea3n. Ng\u01b0\u1eddi d\u00f9ng n\u00ean ch\u1ee7 \u0111\u1ed9ng ho\u00e0n t\u1ea5t x\u00e1c th\u1ef1c \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o giao d\u1ecbch kh\u00f4ng b\u1ecb gi\u00e1n \u0111o\u1ea1n. Theo d\u00f5i <a href=\"https:\/\/phongvu.vn\/cong-nghe\/\">Phong V\u0169 Tech News<\/a> \u0111\u1ec3 kh\u00f4ng b\u1ecf l\u1ee1 nh\u1eefng th\u00f4ng tin c\u00f4ng ngh\u1ec7 m\u1edbi nh\u1ea5t!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u1eeb 1\/1\/2025, c\u00e1c ch\u1ee7 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng ch\u01b0a th\u1ef1c hi\u1ec7n x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc s\u1ebd kh\u00f4ng th\u1ec3 th\u1ef1c hi\u1ec7n giao d\u1ecbch \u0111i\u1ec7n t\u1eed nh\u01b0 r\u00fat ti\u1ec1n, chuy\u1ec3n kho\u1ea3n ho\u1eb7c thanh to\u00e1n th\u1ebb online. Theo Th\u00f4ng t\u01b0 17 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, vi\u1ec7c r\u00fat ti\u1ec1n v\u00e0 thanh to\u00e1n b\u1eb1ng ph\u01b0\u01a1ng ti\u1ec7n \u0111i\u1ec7n t\u1eed [&hellip;]<\/p>\n","protected":false},"author":33,"featured_media":110405,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[74,1864],"tags":[],"_links":{"self":[{"href":"https:\/\/phongvu.vn\/cong-nghe\/wp-json\/wp\/v2\/posts\/110398"}],"collection":[{"href":"https:\/\/phongvu.vn\/cong-nghe\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/phongvu.vn\/cong-nghe\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/phongvu.vn\/cong-nghe\/wp-json\/wp\/v2\/users\/33"}],"replies":[{"embeddable":true,"href":"https:\/\/phongvu.vn\/cong-nghe\/wp-json\/wp\/v2\/comments?post=110398"}],"version-history":[{"count":3,"href":"https:\/\/phongvu.vn\/cong-nghe\/wp-json\/wp\/v2\/posts\/110398\/revisions"}],"predecessor-version":[{"id":110406,"href":"https:\/\/phongvu.vn\/cong-nghe\/wp-json\/wp\/v2\/posts\/110398\/revisions\/110406"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/phongvu.vn\/cong-nghe\/wp-json\/wp\/v2\/media\/110405"}],"wp:attachment":[{"href":"https:\/\/phongvu.vn\/cong-nghe\/wp-json\/wp\/v2\/media?parent=110398"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/phongvu.vn\/cong-nghe\/wp-json\/wp\/v2\/categories?post=110398"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/phongvu.vn\/cong-nghe\/wp-json\/wp\/v2\/tags?post=110398"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}